ZIP Code Market Report
35581 — Phil Campbell, AL
Data through February 2026 · Updated monthly
Avg Home Value
$175,537
▼ 6.1% year-over-year
Month-over-Month
-0.5%
▼ 0.5%
Single Family
$175,562
Condo / Co-op
--
The average home value in the 35581 ZIP code (Phil Campbell, ALABAMA) is $175,537 as of February 2026. Home prices are declining, down 6.1% compared to last year.
The market in 35581 has a $185,894 spread between bottom-tier homes at $109,006 and top-tier homes at $294,900. Bottom-tier properties represent the primary opportunity range for real estate investors using the 70% rule, fix-and-flip, or BRRRR strategies.
This report is part of the Franklin County market area in ALABAMA. For a broader view of the housing market including rent data, market activity, and affordability analysis, see the full Franklin County report.
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Market Snapshot
35581 Housing Market at a Glance
Key metrics for the last 3 months with trend direction.
| Metric | Dec 2025 | Jan 2026 | Feb 2026 | 3-Mo Change |
|---|---|---|---|---|
| Avg Home Value | $177,232 | $176,367 | $175,537 | ▼ 1.0% |
| Single Family Value | $175,255 | $175,464 | $175,562 | ▲ 0.2% |
Home Values
35581 Home Value Trend
Historical home values for ZIP code 35581. Switch between All Homes, Single Family, Bottom Tier, and Top Tier.
Source: Zillow Research ZHVI / ZORI · Updated monthly
Property Types
Home Values by Property Type in 35581
How different property types compare in this ZIP code.
All Homes
$175,537
Single Family
$175,562
Bottom Tier
$109,006
Top Tier
$294,900
Data Sources and Methodology
Home value data for ZIP code 35581 comes from the Zillow Home Value Index (ZHVI), updated monthly. ZHVI measures the typical home value using Zillow's automated valuation model, smoothed and seasonally adjusted.
This report was last updated February 2026. Data is refreshed on the 17th of each month.
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