ZIP Code Market Report
92109 — San Diego, CA
Data through February 2026 · Updated monthly
Avg Home Value
$1,477,846
▼ 1.3% year-over-year
Month-over-Month
+0.1%
▲ 0.1%
Single Family
$1,836,092
Condo / Co-op
$946,999
The average home value in the 92109 ZIP code (San Diego, California) is $1,477,846 as of February 2026. Home prices are declining, down 1.3% compared to last year.
A 3-bedroom home in 92109 is valued at $1,770,285. 1-bedroom units start around $635,976. Single-family homes average $1,836,092, while condos average $946,999.
The market in 92109 has a $1,393,899 spread between bottom-tier homes at $868,025 and top-tier homes at $2,261,923. Bottom-tier properties represent the primary opportunity range for real estate investors using the 70% rule, fix-and-flip, or BRRRR strategies.
Looking ahead, Zillow's forecast model projects home values in the 92109 ZIP code will increase 0.1% over the next 12 months, bringing the projected average to approximately $1,479,324. This modest projected change should be factored into any investment analysis for properties in this area.
This report is part of the San Diego County market area in California. For a broader view of the housing market including rent data, market activity, and affordability analysis, see the full San Diego County report.
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Market Snapshot
92109 Housing Market at a Glance
Key metrics for the last 3 months with trend direction.
| Metric | Dec 2025 | Jan 2026 | Feb 2026 | 3-Mo Change |
|---|---|---|---|---|
| Avg Home Value | $1,479,207 | $1,477,035 | $1,477,846 | ▼ 0.1% |
| Single Family Value | $1,833,016 | $1,835,296 | $1,836,092 | ▲ 0.2% |
Home Values
92109 Home Value Trend
Historical home values for ZIP code 92109. Switch between All Homes, Single Family, Bottom Tier, and Top Tier.
Source: Zillow Research ZHVI / ZORI · Updated monthly
By Bedroom
What Homes Cost in 92109
Median home values by bedroom count in this ZIP code.
| Bedrooms | Median Value |
|---|---|
| 1 Bedroom | $635,976 |
| 2 Bedrooms | $1,141,180 |
| 3 Bedrooms | $1,770,285 |
| 4 Bedrooms | $2,367,100 |
Property Types
Home Values by Property Type in 92109
How different property types compare in this ZIP code.
All Homes
$1,477,846
Single Family
$1,836,092
Condo / Co-op
$946,999
Bottom Tier
$868,025
Top Tier
$2,261,923
Forecast
12-Month Home Value Forecast for 92109
Zillow projects home values in 92109 will increase 0.1% over the next year, reaching approximately $1,479,324.
Current Value
$1,477,846
Projected Change
+0.1%
▲ 0.1%
Projected Value
$1,479,324
Source: Zillow Home Value Forecast (ZHVF). Forecasts are not guarantees.
Data Sources and Methodology
Home value data for ZIP code 92109 comes from the Zillow Home Value Index (ZHVI), updated monthly. ZHVI measures the typical home value using Zillow's automated valuation model, smoothed and seasonally adjusted.
This report was last updated February 2026. Data is refreshed on the 17th of each month.
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