ZIP Code Market Report
95205 — Stockton, CA
Data through February 2026 · Updated monthly
Avg Home Value
$323,640
▼ 5.5% year-over-year
Month-over-Month
-0.5%
▼ 0.5%
Single Family
$326,001
Condo / Co-op
--
The average home value in the 95205 ZIP code (Stockton, California) is $323,640 as of February 2026. Home prices are declining, down 5.5% compared to last year.
A 3-bedroom home in 95205 is valued at $344,039. 1-bedroom units start around $235,691.
The market in 95205 has a $129,556 spread between bottom-tier homes at $272,694 and top-tier homes at $402,250. Bottom-tier properties represent the primary opportunity range for real estate investors using the 70% rule, fix-and-flip, or BRRRR strategies.
Looking ahead, Zillow's forecast model projects home values in the 95205 ZIP code will decrease 0.7% over the next 12 months, bringing the projected average to approximately $321,375. This modest projected change should be factored into any investment analysis for properties in this area.
This report is part of the San Joaquin County market area in California. For a broader view of the housing market including rent data, market activity, and affordability analysis, see the full San Joaquin County report.
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Market Snapshot
95205 Housing Market at a Glance
Key metrics for the last 3 months with trend direction.
| Metric | Dec 2025 | Jan 2026 | Feb 2026 | 3-Mo Change |
|---|---|---|---|---|
| Avg Home Value | $327,196 | $325,206 | $323,640 | ▼ 1.1% |
| Single Family Value | $326,715 | $326,631 | $326,001 | ▼ 0.2% |
Home Values
95205 Home Value Trend
Historical home values for ZIP code 95205. Switch between All Homes, Single Family, Bottom Tier, and Top Tier.
Source: Zillow Research ZHVI / ZORI · Updated monthly
By Bedroom
What Homes Cost in 95205
Median home values by bedroom count in this ZIP code.
| Bedrooms | Median Value |
|---|---|
| 1 Bedroom | $235,691 |
| 2 Bedrooms | $287,316 |
| 3 Bedrooms | $344,039 |
| 4 Bedrooms | $423,999 |
Property Types
Home Values by Property Type in 95205
How different property types compare in this ZIP code.
All Homes
$323,640
Single Family
$326,001
Bottom Tier
$272,694
Top Tier
$402,250
Forecast
12-Month Home Value Forecast for 95205
Zillow projects home values in 95205 will decrease 0.7% over the next year, reaching approximately $321,375.
Current Value
$323,640
Projected Change
-0.7%
▼ 0.7%
Projected Value
$321,375
Source: Zillow Home Value Forecast (ZHVF). Forecasts are not guarantees.
Data Sources and Methodology
Home value data for ZIP code 95205 comes from the Zillow Home Value Index (ZHVI), updated monthly. ZHVI measures the typical home value using Zillow's automated valuation model, smoothed and seasonally adjusted.
This report was last updated February 2026. Data is refreshed on the 17th of each month.
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