ZIP Code Market Report
95060 — Santa Cruz, CA
Data through February 2026 · Updated monthly
Avg Home Value
$1,337,278
▲ 3.0% year-over-year
Month-over-Month
-0.8%
▼ 0.8%
Single Family
$1,402,074
Condo / Co-op
$696,124
The average home value in the 95060 ZIP code (Santa Cruz, California) is $1,337,278 as of February 2026. Home prices are rising, up 3.0% compared to last year.
A 3-bedroom home in 95060 is valued at $1,471,996. 1-bedroom units start around $722,288. Single-family homes average $1,402,074, while condos average $696,124.
The market in 95060 has a $989,811 spread between bottom-tier homes at $920,826 and top-tier homes at $1,910,638. Bottom-tier properties represent the primary opportunity range for real estate investors using the 70% rule, fix-and-flip, or BRRRR strategies.
Looking ahead, Zillow's forecast model projects home values in the 95060 ZIP code will decrease 0.3% over the next 12 months, bringing the projected average to approximately $1,333,266. This modest projected change should be factored into any investment analysis for properties in this area.
This report is part of the Santa Cruz County market area in California. For a broader view of the housing market including rent data, market activity, and affordability analysis, see the full Santa Cruz County report.
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Market Snapshot
95060 Housing Market at a Glance
Key metrics for the last 3 months with trend direction.
| Metric | Dec 2025 | Jan 2026 | Feb 2026 | 3-Mo Change |
|---|---|---|---|---|
| Avg Home Value | $1,350,314 | $1,348,295 | $1,337,278 | ▼ 1.0% |
| Single Family Value | $1,388,588 | $1,398,633 | $1,402,074 | ▲ 1.0% |
Home Values
95060 Home Value Trend
Historical home values for ZIP code 95060. Switch between All Homes, Single Family, Bottom Tier, and Top Tier.
Source: Zillow Research ZHVI / ZORI · Updated monthly
By Bedroom
What Homes Cost in 95060
Median home values by bedroom count in this ZIP code.
| Bedrooms | Median Value |
|---|---|
| 1 Bedroom | $722,288 |
| 2 Bedrooms | $1,044,181 |
| 3 Bedrooms | $1,471,996 |
| 4 Bedrooms | $1,830,972 |
Property Types
Home Values by Property Type in 95060
How different property types compare in this ZIP code.
All Homes
$1,337,278
Single Family
$1,402,074
Condo / Co-op
$696,124
Bottom Tier
$920,826
Top Tier
$1,910,638
Forecast
12-Month Home Value Forecast for 95060
Zillow projects home values in 95060 will decrease 0.3% over the next year, reaching approximately $1,333,266.
Current Value
$1,337,278
Projected Change
-0.3%
▼ 0.3%
Projected Value
$1,333,266
Source: Zillow Home Value Forecast (ZHVF). Forecasts are not guarantees.
Data Sources and Methodology
Home value data for ZIP code 95060 comes from the Zillow Home Value Index (ZHVI), updated monthly. ZHVI measures the typical home value using Zillow's automated valuation model, smoothed and seasonally adjusted.
This report was last updated February 2026. Data is refreshed on the 17th of each month.
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