ZIP Code Market Report
95685 — Sutter Creek, CA
Data through February 2026 · Updated monthly
Avg Home Value
$455,137
▼ 3.6% year-over-year
Month-over-Month
-0.1%
▼ 0.1%
Single Family
$455,136
Condo / Co-op
--
The average home value in the 95685 ZIP code (Sutter Creek, CALIFORNIA) is $455,137 as of February 2026. Home prices are declining, down 3.6% compared to last year.
A 3-bedroom home in 95685 is valued at $473,547.
The market in 95685 has a $302,946 spread between bottom-tier homes at $343,215 and top-tier homes at $646,161. Bottom-tier properties represent the primary opportunity range for real estate investors using the 70% rule, fix-and-flip, or BRRRR strategies.
This report is part of the Amador County market area in CALIFORNIA. For a broader view of the housing market including rent data, market activity, and affordability analysis, see the full Amador County report.
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Market Snapshot
95685 Housing Market at a Glance
Key metrics for the last 3 months with trend direction.
| Metric | Dec 2025 | Jan 2026 | Feb 2026 | 3-Mo Change |
|---|---|---|---|---|
| Avg Home Value | $459,163 | $455,698 | $455,137 | ▼ 0.9% |
| Single Family Value | $456,967 | $455,827 | $455,136 | ▼ 0.4% |
Home Values
95685 Home Value Trend
Historical home values for ZIP code 95685. Switch between All Homes, Single Family, Bottom Tier, and Top Tier.
Source: Zillow Research ZHVI / ZORI · Updated monthly
By Bedroom
What Homes Cost in 95685
Median home values by bedroom count in this ZIP code.
| Bedrooms | Median Value |
|---|---|
| 2 Bedrooms | $372,025 |
| 3 Bedrooms | $473,547 |
Property Types
Home Values by Property Type in 95685
How different property types compare in this ZIP code.
All Homes
$455,137
Single Family
$455,136
Bottom Tier
$343,215
Top Tier
$646,161
Data Sources and Methodology
Home value data for ZIP code 95685 comes from the Zillow Home Value Index (ZHVI), updated monthly. ZHVI measures the typical home value using Zillow's automated valuation model, smoothed and seasonally adjusted.
This report was last updated February 2026. Data is refreshed on the 17th of each month.
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