Housing Market Report
Scott County, IL
Data through February 2026 · Updated monthly
Avg Home Value
$91,364
▼ 12.4% year-over-year
Days to Pending
--
Homes For Sale
--
Avg Rent/Month
--
The Scott County, IL housing market is showing signs of cooling. The average home value is $91,364, down 12.4% year-over-year as of February 2026.
For homebuyers, the estimated monthly mortgage payment on a median-priced home in Scott County with 10% down is $567.
Bottom-tier homes (under the 33rd percentile) are currently valued at $52,090, making them the primary target range for investors looking at wholesale deals, fix-and-flip projects, or BRRRR strategies.
Free Home Value Estimate
What's your home worth in Scott County?
Get a free estimate based on recent sales and market data in your neighborhood. See how your home compares.
Free · Takes 30 seconds · Based on real sale data
Market Snapshot
Scott County Housing Market at a Glance
Key metrics for Scott County as of February 2026. Year-over-year changes show how the market has shifted in the last 12 months.
| Metric | Dec 2025 | Jan 2026 | Feb 2026 | 3-Mo Change |
|---|---|---|---|---|
| Avg Home Value | $88,726 | $89,838 | $91,364 | ▲ 3.0% |
| Single Family Value | $88,685 | $89,792 | $91,320 | ▲ 3.0% |
Home Values
Scott County Home Value Trend (2000–2026)
All-home median values including the 2008 housing crash, 2020 COVID surge, and 2022 rate shock. Switch between All Homes, Single Family, Bottom Tier, Top Tier, and Rent to compare trends.
Source: Zillow Research ZHVI / ZORI · Updated monthly
Market Tiers
Buyer vs. Investor Segments
Bottom-tier homes (under 33rd percentile) are the primary target for wholesale investors using the 70% rule. In Scott County, bottom-tier homes are valued at $52,090.
Bottom Tier
Under 33rd percentile
$52,090
▼ 15.2% YoY
Wholesale / investor range
Mid Tier
33rd-67th percentile
$91,364
▼ 12.4% YoY
Typical buyer range
Top Tier
Over 67th percentile
$168,991
Luxury / high-end
Market Activity
Supply, Demand and Pricing Power
How quickly homes are selling, how many are available, and whether sellers or buyers have the upper hand in Scott County.
Affordability
Monthly Cost to Own in Scott County
Estimated mortgage payments on the median-priced home at current rates.
| Down Payment | Est. Monthly Payment |
|---|---|
| 5% down | $938/mo |
| 10% down | $906/mo |
| 20% down | $783/mo |
Metro Context
Scott County vs. Jacksonville
How Scott County compares to the broader Jacksonville metropolitan area.
| Metric | Scott County | Metro Avg |
|---|---|---|
| Avg Home Value | $91,364 | $346,141 |
| Days to Pending | -- | -- |
| % Sold Below List | -- | 0.7% |
| Avg Rent/Month | -- | $1,658 |
Nearby Markets
Other Counties in IL
Explore home values and trends in other IL counties. Compare markets to find investment opportunities.
Frequently Asked Questions
Ready to see what your home is actually worth?
Get comps from recent sales near you, backed by real transaction data. Free, instant, no obligation.
Data Sources and Methodology
Market data on this page comes from the Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI), updated monthly by Zillow Research. ZHVI measures the typical home value for a given region based on Zillow's proprietary automated valuation model, smoothed and seasonally adjusted to remove noise. ZORI measures the typical observed market-rate rent across the region, controlling for quality mix changes.
Sale price, inventory, days-on-market, and sale-to-list metrics are sourced from Zillow Research public data releases. All data is refreshed on the 17th of each month. This report was last updated February 2026.
Explore More
Nearby Counties
ZIP Codes in Scott County
Tools for Scott County
Investing in Scott County?
Run your ARV and MAO instantly with live market data