ZIP Code Market Report
42728 — Columbia, KY
Data through February 2026 · Updated monthly
Avg Home Value
$163,128
▼ 5.4% year-over-year
Month-over-Month
-0.8%
▼ 0.8%
Single Family
$162,538
Condo / Co-op
--
The average home value in the 42728 ZIP code (Columbia, KENTUCKY) is $163,128 as of February 2026. Home prices are declining, down 5.4% compared to last year.
A 3-bedroom home in 42728 is valued at $201,251.
The market in 42728 has a $190,864 spread between bottom-tier homes at $97,382 and top-tier homes at $288,246. Bottom-tier properties represent the primary opportunity range for real estate investors using the 70% rule, fix-and-flip, or BRRRR strategies.
This report is part of the Adair County market area in KENTUCKY. For a broader view of the housing market including rent data, market activity, and affordability analysis, see the full Adair County report.
Free Home Value Estimate
What's your home worth in 42728 (Columbia)?
Get a free estimate based on recent sales and market data in your neighborhood. See how your home compares.
Free · Takes 30 seconds · Based on real sale data
Market Snapshot
42728 Housing Market at a Glance
Key metrics for the last 3 months with trend direction.
| Metric | Dec 2025 | Jan 2026 | Feb 2026 | 3-Mo Change |
|---|---|---|---|---|
| Avg Home Value | $165,485 | $164,507 | $163,128 | ▼ 1.4% |
| Single Family Value | $162,551 | $162,429 | $162,538 | No Change |
Home Values
42728 Home Value Trend
Historical home values for ZIP code 42728. Switch between All Homes, Single Family, Bottom Tier, and Top Tier.
Source: Zillow Research ZHVI / ZORI · Updated monthly
By Bedroom
What Homes Cost in 42728
Median home values by bedroom count in this ZIP code.
| Bedrooms | Median Value |
|---|---|
| 2 Bedrooms | $135,680 |
| 3 Bedrooms | $201,251 |
| 4 Bedrooms | $270,809 |
Property Types
Home Values by Property Type in 42728
How different property types compare in this ZIP code.
All Homes
$163,128
Single Family
$162,538
Bottom Tier
$97,382
Top Tier
$288,246
Data Sources and Methodology
Home value data for ZIP code 42728 comes from the Zillow Home Value Index (ZHVI), updated monthly. ZHVI measures the typical home value using Zillow's automated valuation model, smoothed and seasonally adjusted.
This report was last updated February 2026. Data is refreshed on the 17th of each month.
Investing in Columbia?
Run your ARV and MAO instantly with live market data