ZIP Code Market Report
21524 — Cumberland, MD
Data through February 2026 · Updated monthly
Avg Home Value
$176,279
▲ 7.5% year-over-year
Month-over-Month
+0.5%
▲ 0.5%
Single Family
$171,642
Condo / Co-op
--
The average home value in the 21524 ZIP code (Cumberland, Maryland) is $176,279 as of February 2026. Home prices are rising, up 7.5% compared to last year.
The market in 21524 has a $168,592 spread between bottom-tier homes at $84,715 and top-tier homes at $253,308. Bottom-tier properties represent the primary opportunity range for real estate investors using the 70% rule, fix-and-flip, or BRRRR strategies.
Looking ahead, Zillow's forecast model projects home values in the 21524 ZIP code will increase 2.1% over the next 12 months, bringing the projected average to approximately $179,981. This modest projected change should be factored into any investment analysis for properties in this area.
This report is part of the Allegany County market area in Maryland. For a broader view of the housing market including rent data, market activity, and affordability analysis, see the full Allegany County report.
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Market Snapshot
21524 Housing Market at a Glance
Key metrics for the last 3 months with trend direction.
| Metric | Dec 2025 | Jan 2026 | Feb 2026 | 3-Mo Change |
|---|---|---|---|---|
| Avg Home Value | $175,468 | $175,466 | $176,279 | ▲ 0.5% |
| Single Family Value | $168,031 | $169,524 | $171,642 | ▲ 2.1% |
Home Values
21524 Home Value Trend
Historical home values for ZIP code 21524. Switch between All Homes, Single Family, Bottom Tier, and Top Tier.
Source: Zillow Research ZHVI / ZORI · Updated monthly
Property Types
Home Values by Property Type in 21524
How different property types compare in this ZIP code.
All Homes
$176,279
Single Family
$171,642
Bottom Tier
$84,715
Top Tier
$253,308
Forecast
12-Month Home Value Forecast for 21524
Zillow projects home values in 21524 will increase 2.1% over the next year, reaching approximately $179,981.
Current Value
$176,279
Projected Change
+2.1%
▲ 2.1%
Projected Value
$179,981
Source: Zillow Home Value Forecast (ZHVF). Forecasts are not guarantees.
Data Sources and Methodology
Home value data for ZIP code 21524 comes from the Zillow Home Value Index (ZHVI), updated monthly. ZHVI measures the typical home value using Zillow's automated valuation model, smoothed and seasonally adjusted.
This report was last updated February 2026. Data is refreshed on the 17th of each month.
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