ZIP Code Market Report
65054 — Jefferson City, MO
Data through February 2026 · Updated monthly
Avg Home Value
$271,437
▼ 0.2% year-over-year
Month-over-Month
-1.0%
▼ 1.0%
Single Family
$270,877
Condo / Co-op
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The average home value in the 65054 ZIP code (Jefferson City, MISSOURI) is $271,437 as of February 2026. Home prices are stable, down 0.2% compared to last year.
A 3-bedroom home in 65054 is valued at $245,849.
The market in 65054 has a $244,796 spread between bottom-tier homes at $189,062 and top-tier homes at $433,858. Bottom-tier properties represent the primary opportunity range for real estate investors using the 70% rule, fix-and-flip, or BRRRR strategies.
Looking ahead, Zillow's forecast model projects home values in the 65054 ZIP code will increase 0.0% over the next 12 months. This modest projected change should be factored into any investment analysis for properties in this area.
This report is part of the Callaway County market area in MISSOURI. For a broader view of the housing market including rent data, market activity, and affordability analysis, see the full Callaway County report.
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Market Snapshot
65054 Housing Market at a Glance
Key metrics for the last 3 months with trend direction.
| Metric | Dec 2025 | Jan 2026 | Feb 2026 | 3-Mo Change |
|---|---|---|---|---|
| Avg Home Value | $271,260 | $274,128 | $271,437 | ▲ 0.1% |
| Single Family Value | $265,199 | $268,582 | $270,877 | ▲ 2.1% |
Home Values
65054 Home Value Trend
Historical home values for ZIP code 65054. Switch between All Homes, Single Family, Bottom Tier, and Top Tier.
Source: Zillow Research ZHVI / ZORI · Updated monthly
By Bedroom
What Homes Cost in 65054
Median home values by bedroom count in this ZIP code.
| Bedrooms | Median Value |
|---|---|
| 3 Bedrooms | $245,849 |
Property Types
Home Values by Property Type in 65054
How different property types compare in this ZIP code.
All Homes
$271,437
Single Family
$270,877
Bottom Tier
$189,062
Top Tier
$433,858
Forecast
12-Month Home Value Forecast for 65054
Zillow projects home values in 65054 will increase 0.0% over the next year.
Current Value
$271,437
Projected Change
0.0%
▲ 0.0%
Projected Value
--
Source: Zillow Home Value Forecast (ZHVF). Forecasts are not guarantees.
Data Sources and Methodology
Home value data for ZIP code 65054 comes from the Zillow Home Value Index (ZHVI), updated monthly. ZHVI measures the typical home value using Zillow's automated valuation model, smoothed and seasonally adjusted.
This report was last updated February 2026. Data is refreshed on the 17th of each month.
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