ZIP Code Market Report
65049 — Lake Ozark, MO
Data through February 2026 · Updated monthly
Avg Home Value
$333,852
▼ 4.7% year-over-year
Month-over-Month
-0.8%
▼ 0.8%
Single Family
$451,556
Condo / Co-op
$259,789
The average home value in the 65049 ZIP code (Lake Ozark, MISSOURI) is $333,852 as of February 2026. Home prices are declining, down 4.7% compared to last year.
A 3-bedroom home in 65049 is valued at $337,175. Single-family homes average $451,556, while condos average $259,789.
The market in 65049 has a $396,926 spread between bottom-tier homes at $220,038 and top-tier homes at $616,964. Bottom-tier properties represent the primary opportunity range for real estate investors using the 70% rule, fix-and-flip, or BRRRR strategies.
This report is part of the Camden County market area in MISSOURI. For a broader view of the housing market including rent data, market activity, and affordability analysis, see the full Camden County report.
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Market Snapshot
65049 Housing Market at a Glance
Key metrics for the last 3 months with trend direction.
| Metric | Dec 2025 | Jan 2026 | Feb 2026 | 3-Mo Change |
|---|---|---|---|---|
| Avg Home Value | $340,471 | $336,489 | $333,852 | ▼ 1.9% |
| Single Family Value | $454,229 | $452,855 | $451,556 | ▼ 0.6% |
Home Values
65049 Home Value Trend
Historical home values for ZIP code 65049. Switch between All Homes, Single Family, Bottom Tier, and Top Tier.
Source: Zillow Research ZHVI / ZORI · Updated monthly
By Bedroom
What Homes Cost in 65049
Median home values by bedroom count in this ZIP code.
| Bedrooms | Median Value |
|---|---|
| 2 Bedrooms | $226,231 |
| 3 Bedrooms | $337,175 |
| 4 Bedrooms | $571,348 |
Property Types
Home Values by Property Type in 65049
How different property types compare in this ZIP code.
All Homes
$333,852
Single Family
$451,556
Condo / Co-op
$259,789
Bottom Tier
$220,038
Top Tier
$616,964
Data Sources and Methodology
Home value data for ZIP code 65049 comes from the Zillow Home Value Index (ZHVI), updated monthly. ZHVI measures the typical home value using Zillow's automated valuation model, smoothed and seasonally adjusted.
This report was last updated February 2026. Data is refreshed on the 17th of each month.
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