ZIP Code Market Report
65109 — Jefferson City, MO
Data through February 2026 · Updated monthly
Avg Home Value
$275,110
▲ 7.0% year-over-year
Month-over-Month
-0.1%
▼ 0.1%
Single Family
$272,343
Condo / Co-op
$297,895
The average home value in the 65109 ZIP code (Jefferson City, MISSOURI) is $275,110 as of February 2026. Home prices are rising, up 7.0% compared to last year.
A 3-bedroom home in 65109 is valued at $256,408. Single-family homes average $272,343, while condos average $297,895.
The market in 65109 has a $200,403 spread between bottom-tier homes at $205,103 and top-tier homes at $405,506. Bottom-tier properties represent the primary opportunity range for real estate investors using the 70% rule, fix-and-flip, or BRRRR strategies.
Looking ahead, Zillow's forecast model projects home values in the 65109 ZIP code will increase 0.9% over the next 12 months, bringing the projected average to approximately $277,586. This modest projected change should be factored into any investment analysis for properties in this area.
This report is part of the Osage County market area in MISSOURI. For a broader view of the housing market including rent data, market activity, and affordability analysis, see the full Osage County report.
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Market Snapshot
65109 Housing Market at a Glance
Key metrics for the last 3 months with trend direction.
| Metric | Dec 2025 | Jan 2026 | Feb 2026 | 3-Mo Change |
|---|---|---|---|---|
| Avg Home Value | $274,632 | $275,352 | $275,110 | ▲ 0.2% |
| Single Family Value | $267,360 | $270,068 | $272,343 | ▲ 1.9% |
Home Values
65109 Home Value Trend
Historical home values for ZIP code 65109. Switch between All Homes, Single Family, Bottom Tier, and Top Tier.
Source: Zillow Research ZHVI / ZORI · Updated monthly
By Bedroom
What Homes Cost in 65109
Median home values by bedroom count in this ZIP code.
| Bedrooms | Median Value |
|---|---|
| 2 Bedrooms | $208,052 |
| 3 Bedrooms | $256,408 |
| 4 Bedrooms | $346,643 |
Property Types
Home Values by Property Type in 65109
How different property types compare in this ZIP code.
All Homes
$275,110
Single Family
$272,343
Condo / Co-op
$297,895
Bottom Tier
$205,103
Top Tier
$405,506
Forecast
12-Month Home Value Forecast for 65109
Zillow projects home values in 65109 will increase 0.9% over the next year, reaching approximately $277,586.
Current Value
$275,110
Projected Change
+0.9%
▲ 0.9%
Projected Value
$277,586
Source: Zillow Home Value Forecast (ZHVF). Forecasts are not guarantees.
Data Sources and Methodology
Home value data for ZIP code 65109 comes from the Zillow Home Value Index (ZHVI), updated monthly. ZHVI measures the typical home value using Zillow's automated valuation model, smoothed and seasonally adjusted.
This report was last updated February 2026. Data is refreshed on the 17th of each month.
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