Marketsโ€บNorth Carolinaโ€บAshe Countyโ€บ28684 (Todd)

28684 โ€” Todd, NC

Data through February 2026 ยท Updated monthly

Avg Home Value

$449,418

โ–ผ 3.6% year-over-year

Month-over-Month

-1.0%

โ–ผ 1.0%

Single Family

$449,247

Condo / Co-op

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The average home value in the 28684 ZIP code (Todd, North Carolina) is $449,418 as of February 2026. Home prices are declining, down 3.6% compared to last year.

A 3-bedroom home in 28684 is valued at $487,111.

The market in 28684 has a $449,607 spread between bottom-tier homes at $246,534 and top-tier homes at $696,141. Bottom-tier properties represent the primary opportunity range for real estate investors using the 70% rule, fix-and-flip, or BRRRR strategies.

Looking ahead, Zillow's forecast model projects home values in the 28684 ZIP code will increase 0.7% over the next 12 months, bringing the projected average to approximately $452,564. This modest projected change should be factored into any investment analysis for properties in this area.

This report is part of the Ashe County market area in North Carolina. For a broader view of the housing market including rent data, market activity, and affordability analysis, see the full Ashe County report.

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28684 Housing Market at a Glance

Key metrics for the last 3 months with trend direction.

MetricDec 2025Jan 2026Feb 20263-Mo Change
Avg Home Value$459,267$453,768$449,418โ–ผ 2.1%
Single Family Value$455,781$451,929$449,247โ–ผ 1.4%

28684 Home Value Trend

Historical home values for ZIP code 28684. Switch between All Homes, Single Family, Bottom Tier, and Top Tier.

Source: Zillow Research ZHVI / ZORI ยท Updated monthly

What Homes Cost in 28684

Median home values by bedroom count in this ZIP code.

BedroomsMedian Value
2 Bedrooms$427,231
3 Bedrooms$487,111

Home Values by Property Type in 28684

How different property types compare in this ZIP code.

All Homes

$449,418

Single Family

$449,247

Bottom Tier

$246,534

Top Tier

$696,141

12-Month Home Value Forecast for 28684

Zillow projects home values in 28684 will increase 0.7% over the next year, reaching approximately $452,564.

Current Value

$449,418

Projected Change

+0.7%

โ–ฒ 0.7%

Projected Value

$452,564

Source: Zillow Home Value Forecast (ZHVF). Forecasts are not guarantees.

Data Sources and Methodology

Home value data for ZIP code 28684 comes from the Zillow Home Value Index (ZHVI), updated monthly. ZHVI measures the typical home value using Zillow's automated valuation model, smoothed and seasonally adjusted.

This report was last updated February 2026. Data is refreshed on the 17th of each month.

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