ZIP Code Market Report
28540 — Jacksonville, NC
Data through February 2026 · Updated monthly
Avg Home Value
$253,740
▲ 3.6% year-over-year
Month-over-Month
+0.3%
▲ 0.3%
Single Family
$252,080
Condo / Co-op
--
The average home value in the 28540 ZIP code (Jacksonville, North Carolina) is $253,740 as of February 2026. Home prices are rising, up 3.6% compared to last year.
A 3-bedroom home in 28540 is valued at $246,851.
The market in 28540 has a $153,627 spread between bottom-tier homes at $184,317 and top-tier homes at $337,944. Bottom-tier properties represent the primary opportunity range for real estate investors using the 70% rule, fix-and-flip, or BRRRR strategies.
Looking ahead, Zillow's forecast model projects home values in the 28540 ZIP code will increase 0.6% over the next 12 months, bringing the projected average to approximately $255,262. This modest projected change should be factored into any investment analysis for properties in this area.
This report is part of the Onslow County market area in North Carolina. For a broader view of the housing market including rent data, market activity, and affordability analysis, see the full Onslow County report.
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Market Snapshot
28540 Housing Market at a Glance
Key metrics for the last 3 months with trend direction.
| Metric | Dec 2025 | Jan 2026 | Feb 2026 | 3-Mo Change |
|---|---|---|---|---|
| Avg Home Value | $253,208 | $252,973 | $253,740 | ▲ 0.2% |
| Single Family Value | $249,502 | $250,821 | $252,080 | ▲ 1.0% |
Home Values
28540 Home Value Trend
Historical home values for ZIP code 28540. Switch between All Homes, Single Family, Bottom Tier, and Top Tier.
Source: Zillow Research ZHVI / ZORI · Updated monthly
By Bedroom
What Homes Cost in 28540
Median home values by bedroom count in this ZIP code.
| Bedrooms | Median Value |
|---|---|
| 2 Bedrooms | $160,940 |
| 3 Bedrooms | $246,851 |
| 4 Bedrooms | $327,342 |
Property Types
Home Values by Property Type in 28540
How different property types compare in this ZIP code.
All Homes
$253,740
Single Family
$252,080
Bottom Tier
$184,317
Top Tier
$337,944
Forecast
12-Month Home Value Forecast for 28540
Zillow projects home values in 28540 will increase 0.6% over the next year, reaching approximately $255,262.
Current Value
$253,740
Projected Change
+0.6%
▲ 0.6%
Projected Value
$255,262
Source: Zillow Home Value Forecast (ZHVF). Forecasts are not guarantees.
Data Sources and Methodology
Home value data for ZIP code 28540 comes from the Zillow Home Value Index (ZHVI), updated monthly. ZHVI measures the typical home value using Zillow's automated valuation model, smoothed and seasonally adjusted.
This report was last updated February 2026. Data is refreshed on the 17th of each month.
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