ZIP Code Market Report
12701 — Monticello, NY
Data through February 2026 · Updated monthly
Avg Home Value
$272,432
▲ 2.3% year-over-year
Month-over-Month
+0.4%
▲ 0.4%
Single Family
$270,073
Condo / Co-op
--
The average home value in the 12701 ZIP code (Monticello, NEW-YORK) is $272,432 as of February 2026. Home prices are rising, up 2.3% compared to last year.
A 3-bedroom home in 12701 is valued at $267,378.
The market in 12701 has a $208,364 spread between bottom-tier homes at $200,052 and top-tier homes at $408,416. Bottom-tier properties represent the primary opportunity range for real estate investors using the 70% rule, fix-and-flip, or BRRRR strategies.
This report is part of the Sullivan County market area in NEW-YORK. For a broader view of the housing market including rent data, market activity, and affordability analysis, see the full Sullivan County report.
Free Home Value Estimate
What's your home worth in 12701 (Monticello)?
Get a free estimate based on recent sales and market data in your neighborhood. See how your home compares.
Free · Takes 30 seconds · Based on real sale data
Market Snapshot
12701 Housing Market at a Glance
Key metrics for the last 3 months with trend direction.
| Metric | Dec 2025 | Jan 2026 | Feb 2026 | 3-Mo Change |
|---|---|---|---|---|
| Avg Home Value | $271,398 | $271,257 | $272,432 | ▲ 0.4% |
| Single Family Value | $266,920 | $268,091 | $270,073 | ▲ 1.2% |
Home Values
12701 Home Value Trend
Historical home values for ZIP code 12701. Switch between All Homes, Single Family, Bottom Tier, and Top Tier.
Source: Zillow Research ZHVI / ZORI · Updated monthly
By Bedroom
What Homes Cost in 12701
Median home values by bedroom count in this ZIP code.
| Bedrooms | Median Value |
|---|---|
| 2 Bedrooms | $232,670 |
| 3 Bedrooms | $267,378 |
| 4 Bedrooms | $331,289 |
Property Types
Home Values by Property Type in 12701
How different property types compare in this ZIP code.
All Homes
$272,432
Single Family
$270,073
Bottom Tier
$200,052
Top Tier
$408,416
Data Sources and Methodology
Home value data for ZIP code 12701 comes from the Zillow Home Value Index (ZHVI), updated monthly. ZHVI measures the typical home value using Zillow's automated valuation model, smoothed and seasonally adjusted.
This report was last updated February 2026. Data is refreshed on the 17th of each month.
Investing in Monticello?
Run your ARV and MAO instantly with live market data