Housing Market Report
Oliver County, ND
Data through February 2026 · Updated monthly
Avg Home Value
$242,232
▲ 7.2% year-over-year
Days to Pending
--
Homes For Sale
--
Avg Rent/Month
--
The Oliver County, ND housing market is continuing to appreciate. The average home value is $242,232, up 7.2% year-over-year as of February 2026.
For homebuyers, the estimated monthly mortgage payment on a median-priced home in Oliver County with 10% down is $1,503.
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Market Snapshot
Oliver County Housing Market at a Glance
Key metrics for Oliver County as of February 2026. Year-over-year changes show how the market has shifted in the last 12 months.
| Metric | Dec 2025 | Jan 2026 | Feb 2026 | 3-Mo Change |
|---|---|---|---|---|
| Avg Home Value | $237,407 | $239,449 | $242,232 | ▲ 2.0% |
| Single Family Value | $237,999 | $240,018 | $242,786 | ▲ 2.0% |
Home Values
Oliver County Home Value Trend (2000–2026)
All-home median values including the 2008 housing crash, 2020 COVID surge, and 2022 rate shock. Switch between All Homes, Single Family, Bottom Tier, Top Tier, and Rent to compare trends.
Source: Zillow Research ZHVI / ZORI · Updated monthly
Market Tiers
Buyer vs. Investor Segments
Bottom-tier homes (under 33rd percentile) are the primary target for wholesale investors using the 70% rule.
Bottom Tier
Under 33rd percentile
--
Wholesale / investor range
Mid Tier
33rd-67th percentile
$242,232
▲ 7.2% YoY
Typical buyer range
Top Tier
Over 67th percentile
$362,408
Luxury / high-end
Market Activity
Supply, Demand and Pricing Power
How quickly homes are selling, how many are available, and whether sellers or buyers have the upper hand in Oliver County.
Affordability
Monthly Cost to Own in Oliver County
Estimated mortgage payments on the median-priced home at current rates.
| Down Payment | Est. Monthly Payment |
|---|---|
| 5% down | $1,978/mo |
| 10% down | $1,894/mo |
| 20% down | $1,566/mo |
Metro Context
Oliver County vs. Bismarck
How Oliver County compares to the broader Bismarck metropolitan area.
| Metric | Oliver County | Metro Avg |
|---|---|---|
| Avg Home Value | $242,232 | $342,243 |
| Days to Pending | -- | -- |
| % Sold Below List | -- | 0.7% |
| Avg Rent/Month | -- | $1,307 |
By Neighborhood
Home Values in Oliver County by ZIP Code
Compare home values and price trends across neighborhoods in Oliver County. Click any ZIP to see its full market report.
Nearby Markets
Other Counties in ND
Explore home values and trends in other ND counties. Compare markets to find investment opportunities.
Frequently Asked Questions
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Data Sources and Methodology
Market data on this page comes from the Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI), updated monthly by Zillow Research. ZHVI measures the typical home value for a given region based on Zillow's proprietary automated valuation model, smoothed and seasonally adjusted to remove noise. ZORI measures the typical observed market-rate rent across the region, controlling for quality mix changes.
Sale price, inventory, days-on-market, and sale-to-list metrics are sourced from Zillow Research public data releases. All data is refreshed on the 17th of each month. This report was last updated February 2026.
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