ClosingIQ is a real estate intelligence platform for wholesalers and investors. It provides free market reports for 26,000+ ZIP codes, an ARV calculator, and is building an AI-powered CRM with lead scoring, deal analysis, and pipeline management.

Market reports and the ARV calculator are completely free with no login required. The full platform with lead scoring, pipeline, dialer, and SMS will have paid plans when it launches.

What is IQ Lead Scoring?

IQ Lead Scoring is an AI engine that scores every lead from 0 to 100 based on 40+ signals across 7 layers: motivation, equity, intent, disposability, reachability, timing, and ownership profile. Higher scores mean higher probability of closing a deal.

How many markets does ClosingIQ cover?

ClosingIQ covers 26,932 ZIP codes, 3,108 counties, and 51 states with monthly-updated housing data including home values, rent estimates, and year-over-year trends.

How does the ARV Calculator work?

Enter a property address and the calculator pulls comparable sales, applies adjustment factors for size, beds, baths, garage, pool, and condition, then calculates After Repair Value with a MAO grid at 65%, 70%, 75%, and 80% of ARV minus repair costs. Repair costs are state-adjusted using BLS data.

What is the average home price in Union County?

The average home value in Union County is $320,103 as of February 2026.

Is Union County a buyer's or seller's market?

Market conditions data for Union County is updated monthly.

What is the average rent in Union County?

The average asking rent in Union County is $1,187/month as of February 2026.

Markets›OR›Union County

Housing Market Report

Union County, OR

Data through February 2026 · Updated monthly

🔥 Hot Market

Homes are selling quickly with few price cuts

Avg Home Value

$320,103

▲ 6.4% year-over-year

Days to Pending

Homes For Sale

Avg Rent/Month

$1,187

▲ 7.6% year-over-year

The Union County, OR housing market is continuing to appreciate. The average home value is $320,103, up 6.4% year-over-year as of February 2026. 0.1% of active listings have had a price cut.

There are currently 80 homes for sale in the county, with 12 new listings hitting the market each month.

The average asking rent in Union County is $1,187 per month, up 7.6% year-over-year. For investors, the gross rent multiplier on a median-priced home is approximately 22.5, suggesting this market favors appreciation over cash flow.

For homebuyers, the estimated monthly mortgage payment on a median-priced home in Union County with 10% down is $1,986. That is $799 more per month than the average rent, making renting the more affordable short-term option.

Bottom-tier homes (under the 33rd percentile) are currently valued at $220,280, making them the primary target range for investors looking at wholesale deals, fix-and-flip projects, or BRRRR strategies.

Free Home Value Estimate

What's your home worth in Union County?

Get a free estimate based on recent sales and market data in your neighborhood. See how your home compares.

Free · Takes 30 seconds · Based on real sale data

Market Snapshot

Union County Housing Market at a Glance

Key metrics for Union County as of February 2026. Year-over-year changes show how the market has shifted in the last 12 months.

Metric	Dec 2025	Jan 2026	Feb 2026	3-Mo Change
Avg Home Value	$316,432	$318,443	$320,103	▲ 1.2%
Single Family Value	$316,183	$318,178	$319,821	▲ 1.2%
Median List Price	$394,983	$382,450	$391,633	▼ 0.8%
Avg Rent/Month	$1,201	$1,183	$1,187	▼ 1.1%
Homes For Sale	96	89	80	▼ 16.7%
New Listings	21	16	12	▼ 42.9%
% Listings w/ Price Cut	0.2%	0.2%	0.1%	▼ 33.3%

Home Values

Union County Home Value Trend (2000–2026)

All-home median values including the 2008 housing crash, 2020 COVID surge, and 2022 rate shock. Switch between All Homes, Single Family, Bottom Tier, Top Tier, and Rent to compare trends.

Source: Zillow Research ZHVI / ZORI · Updated monthly

Market Breakdown

What Homes Cost in Union County

Home values broken down by bedroom count, ZIP code neighborhood, and property type. 3-bedroom homes are valued at $331,089 in Union County. 1-bedroom units start at $227,053.

Bedroom Count	Avg Value	Last 30 Days	Last Year
1 Bedroom	$227,053	▲ 0.6%	▲ 7.4%
2 Bedrooms	$238,128	▲ 0.5%	▲ 5.7%
3 Bedrooms	$331,089	▲ 0.5%	▲ 6.0%
4 Bedrooms	$399,576	▲ 0.5%	▲ 6.0%
5+ Bedrooms	$465,824	▲ 0.5%	▲ 5.8%

The table above reflects average home values and rent in Union County, broken down by bedroom count, neighborhoods, and property types. Data sourced from Zillow Research.

Market Tiers

Buyer vs. Investor Segments

Bottom-tier homes (under 33rd percentile) are the primary target for wholesale investors using the 70% rule. In Union County, bottom-tier homes are valued at $220,280.

Bottom Tier

Under 33rd percentile

$220,280

▲ 8.3% YoY

Wholesale / investor range

Mid Tier

33rd-67th percentile

$320,103

▲ 6.4% YoY

Typical buyer range

Top Tier

Over 67th percentile

$514,131

Luxury / high-end

Market Activity

Supply, Demand and Pricing Power

How quickly homes are selling, how many are available, and whether sellers or buyers have the upper hand in Union County.

Homes For Sale

12 new/month

% Listings w/ Price Cut

0.1%

Median List Price

$391,633

Affordability

Monthly Cost to Own in Union County

Estimated mortgage payments on the median-priced home at current rates. Compare against the average rent of $1,187/month to evaluate buy vs. rent.

Down Payment	Est. Monthly Payment	vs. Avg Rent
5% down	$2,564/mo	$1,376 more than renting
10% down	$2,453/mo	$1,266 more than renting
20% down	$2,019/mo	$832 more than renting

Avg rent in this market: $1,187/month · Mortgage estimates based on Zillow data at prevailing rates

Rental Market

Rent Trends in Union County

Zillow Observed Rent Index (ZORI) tracks typical asking rent, controlling for quality mix. Rent in Union County is up 7.6% compared to last year. At current prices, the price-to-rent ratio is 22.5x annual rent.

Avg Asking Rent

$1,187

Year-over-Year

+7.6%

▲ 7.6%

Month-over-Month

+0.3%

▲ 0.3%

Price-to-Rent Ratio

22.5x

Rent trend (ZORI)

Source: Zillow Research ZHVI / ZORI · Updated monthly

Metro Context

Union County vs. La Grande

How Union County compares to the broader La Grande metropolitan area.

Metric	Union County	Metro Avg
Avg Home Value	$320,103	$319,967
Days to Pending	--	--
% Sold Below List	--	--
Avg Rent/Month	$1,187	$1,187

By Neighborhood

Home Values in Union County by ZIP Code

Compare home values and price trends across neighborhoods in Union County. Click any ZIP to see its full market report.

ZIP Code	Area	Avg Home Value	1Y Change
97850	La Grande	$317,829	▲ 5.6%	View →

Nearby Markets

Other Counties in OR

Explore home values and trends in other OR counties. Compare markets to find investment opportunities.

Baker

$298,834

▲ 4%Last year

Benton

$547,700

▲ 0%Last year

Rent: $2,016/mo

Clackamas

$608,098

▼ 0%Last year

Rent: $1,884/mo

Clatsop

$502,414

▼ 2%Last year

Rent: $1,672/mo

Columbia

$443,577

▼ 1%Last year

Rent: $1,742/mo

Coos

$341,604

▼ 2%Last year

Rent: $1,788/mo

Crook

$464,826

▲ 1%Last year

Rent: $1,682/mo

Curry

$444,740

▼ 3%Last year

Frequently Asked Questions

Ready to see what your home is actually worth?

Get comps from recent sales near you, backed by real transaction data. Free, instant, no obligation.

Get my estimate →

Data Sources and Methodology

Market data on this page comes from the Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI), updated monthly by Zillow Research. ZHVI measures the typical home value for a given region based on Zillow's proprietary automated valuation model, smoothed and seasonally adjusted to remove noise. ZORI measures the typical observed market-rate rent across the region, controlling for quality mix changes.

Sale price, inventory, days-on-market, and sale-to-list metrics are sourced from Zillow Research public data releases. All data is refreshed on the 17th of each month. This report was last updated February 2026.

Investing in Union County?

Run your ARV and MAO instantly with live market data

ARV Calculator →Start Free Trial