Housing Market Report
Charles City County, VA
Data through February 2026 · Updated monthly
Avg Home Value
$269,531
▲ 0.8% year-over-year
Days to Pending
--
Homes For Sale
11
Avg Rent/Month
--
The Charles City County, VA housing market is holding relatively steady. The average home value is $269,531, up 0.8% year-over-year as of February 2026.
There are currently 11 homes for sale in the county.
For homebuyers, the estimated monthly mortgage payment on a median-priced home in Charles City County with 10% down is $1,673.
Bottom-tier homes (under the 33rd percentile) are currently valued at $152,630, making them the primary target range for investors looking at wholesale deals, fix-and-flip projects, or BRRRR strategies.
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Market Snapshot
Charles City County Housing Market at a Glance
Key metrics for Charles City County as of February 2026. Year-over-year changes show how the market has shifted in the last 12 months.
| Metric | Dec 2025 | Jan 2026 | Feb 2026 | 3-Mo Change |
|---|---|---|---|---|
| Avg Home Value | $270,087 | $269,933 | $269,531 | ▼ 0.2% |
| Single Family Value | $270,107 | $269,951 | $269,559 | ▼ 0.2% |
| Homes For Sale | 12 | 12 | 11 | ▼ 8.3% |
Home Values
Charles City County Home Value Trend (2000–2026)
All-home median values including the 2008 housing crash, 2020 COVID surge, and 2022 rate shock. Switch between All Homes, Single Family, Bottom Tier, Top Tier, and Rent to compare trends.
Source: Zillow Research ZHVI / ZORI · Updated monthly
Market Breakdown
What Homes Cost in Charles City County
Home values broken down by bedroom count, ZIP code neighborhood, and property type. 3-bedroom homes are valued at $281,599 in Charles City County.
| Bedroom Count | Avg Value | Last 30 Days | Last Year |
|---|---|---|---|
| 2 Bedrooms | $187,637 | ▼ 0.2% | ▼ 0.1% |
| 3 Bedrooms | $281,599 | ▼ 0.1% | ▲ 1.2% |
| 4 Bedrooms | $363,419 | No Change | ▲ 2.8% |
The table above reflects average home values and rent in Charles City County, broken down by bedroom count, neighborhoods, and property types. Data sourced from Zillow Research.
Market Tiers
Buyer vs. Investor Segments
Bottom-tier homes (under 33rd percentile) are the primary target for wholesale investors using the 70% rule. In Charles City County, bottom-tier homes are valued at $152,630.
Bottom Tier
Under 33rd percentile
$152,630
▼ 2.6% YoY
Wholesale / investor range
Mid Tier
33rd-67th percentile
$269,531
▲ 0.8% YoY
Typical buyer range
Top Tier
Over 67th percentile
$435,132
Luxury / high-end
Market Activity
Supply, Demand and Pricing Power
How quickly homes are selling, how many are available, and whether sellers or buyers have the upper hand in Charles City County.
Homes For Sale
11
Affordability
Monthly Cost to Own in Charles City County
Estimated mortgage payments on the median-priced home at current rates.
| Down Payment | Est. Monthly Payment |
|---|---|
| 5% down | $2,140/mo |
| 10% down | $2,047/mo |
| 20% down | $1,681/mo |
Metro Context
Charles City County vs. Richmond
How Charles City County compares to the broader Richmond metropolitan area.
| Metric | Charles City County | Metro Avg |
|---|---|---|
| Avg Home Value | $269,531 | $383,097 |
| Days to Pending | -- | -- |
| % Sold Below List | -- | 0.4% |
| Avg Rent/Month | -- | $1,647 |
By Neighborhood
Home Values in Charles City County by ZIP Code
Compare home values and price trends across neighborhoods in Charles City County. Click any ZIP to see its full market report.
| ZIP Code | Area | Avg Home Value | 1Y Change | |
|---|---|---|---|---|
| 23221 | Richmond | $626,472 | ▲ 2.4% | View → |
| 23226 | Richmond | $565,283 | ▲ 1.3% | View → |
| 23220 | Richmond | $436,926 | ▲ 0.9% | View → |
| 23235 | Richmond | $402,077 | ▲ 1.9% | View → |
| 23236 | Richmond | $383,332 | ▲ 1.6% | View → |
| 23225 | Richmond | $357,758 | ▲ 0.7% | View → |
| 23219 | Richmond | $348,846 | ▼ 5.3% | View → |
| 23234 | Richmond | $303,677 | ▲ 2.7% | View → |
| 23222 | Richmond | $272,596 | ▲ 1.6% | View → |
| 23224 | Richmond | $236,968 | ▲ 1.6% | View → |
Nearby Markets
Other Counties in VA
Explore home values and trends in other VA counties. Compare markets to find investment opportunities.
Accomack
$236,874
▼ 2%Last year
Albemarle
$544,769
▲ 2%Last year
Rent: $1,997/mo
Alexandria City
$673,561
▲ 1%Last year
Rent: $2,212/mo
Alleghany
$173,555
▲ 1%Last year
Amelia
$315,037
▲ 5%Last year
Amherst
$253,361
▼ 2%Last year
Rent: $1,139/mo
Appomattox
$277,704
▲ 8%Last year
Arlington
$810,771
▲ 0%Last year
Rent: $2,576/mo
Frequently Asked Questions
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Data Sources and Methodology
Market data on this page comes from the Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI), updated monthly by Zillow Research. ZHVI measures the typical home value for a given region based on Zillow's proprietary automated valuation model, smoothed and seasonally adjusted to remove noise. ZORI measures the typical observed market-rate rent across the region, controlling for quality mix changes.
Sale price, inventory, days-on-market, and sale-to-list metrics are sourced from Zillow Research public data releases. All data is refreshed on the 17th of each month. This report was last updated February 2026.
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