ZIP Code Market Report
21529 — Cumberland, MD
Data through February 2026 · Updated monthly
Avg Home Value
$174,747
▲ 4.3% year-over-year
Month-over-Month
+0.8%
▲ 0.8%
Single Family
$170,484
Condo / Co-op
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The average home value in the 21529 ZIP code (Cumberland, MARYLAND) is $174,747 as of February 2026. Home prices are rising, up 4.3% compared to last year.
The market in 21529 has a $195,012 spread between bottom-tier homes at $92,199 and top-tier homes at $287,211. Bottom-tier properties represent the primary opportunity range for real estate investors using the 70% rule, fix-and-flip, or BRRRR strategies.
Looking ahead, Zillow's forecast model projects home values in the 21529 ZIP code will increase 1.7% over the next 12 months, bringing the projected average to approximately $177,717. This modest projected change should be factored into any investment analysis for properties in this area.
This report is part of the Allegany County market area in MARYLAND. For a broader view of the housing market including rent data, market activity, and affordability analysis, see the full Allegany County report.
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Market Snapshot
21529 Housing Market at a Glance
Key metrics for the last 3 months with trend direction.
| Metric | Dec 2025 | Jan 2026 | Feb 2026 | 3-Mo Change |
|---|---|---|---|---|
| Avg Home Value | $173,671 | $173,433 | $174,747 | ▲ 0.6% |
| Single Family Value | $169,143 | $169,079 | $170,484 | ▲ 0.8% |
Home Values
21529 Home Value Trend
Historical home values for ZIP code 21529. Switch between All Homes, Single Family, Bottom Tier, and Top Tier.
Source: Zillow Research ZHVI / ZORI · Updated monthly
Property Types
Home Values by Property Type in 21529
How different property types compare in this ZIP code.
All Homes
$174,747
Single Family
$170,484
Bottom Tier
$92,199
Top Tier
$287,211
Forecast
12-Month Home Value Forecast for 21529
Zillow projects home values in 21529 will increase 1.7% over the next year, reaching approximately $177,717.
Current Value
$174,747
Projected Change
+1.7%
▲ 1.7%
Projected Value
$177,717
Source: Zillow Home Value Forecast (ZHVF). Forecasts are not guarantees.
Data Sources and Methodology
Home value data for ZIP code 21529 comes from the Zillow Home Value Index (ZHVI), updated monthly. ZHVI measures the typical home value using Zillow's automated valuation model, smoothed and seasonally adjusted.
This report was last updated February 2026. Data is refreshed on the 17th of each month.
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